If you sell at markets, craft fairs, school fetes or seasonal pop-ups, you've probably heard people mention public liability insurance. And if you're just doing this as a hobby (crafts, candles, cake, crochet), then it can feel a bit confusing. Do you actually need it? Is it expensive? And what does it even cover?
What is public liability insurance?
In the simplest terms, it protects you if someone gets hurt or something gets damaged because of your stall or what you're doing at an event. Real-life examples can make this easier to understand:
Someone trips over a box behind your table and sprains their ankle
A gust of wind blows over your display and damages a nearby trader's stock
A customer gets burned on a wax melt you're demonstrating
A bottle of oil or sauce leaks from your stall and someone slips
Even if it was an innocent mistake, a member of the public can make a claim against you and without insurance, you'd be dealing with the cost yourself. These costs could be things like compensation payments, repair/replacement costs, legal fees, or venue/council payments. Public liability insurance steps in to cover those claims.
Get public liability insurance for all types of event whether you are the event organiser or an event attendee. Maybe you are looking to insure your market stall at a bigger event or your hosting a festival with a lot of guests and various groups in attendance, this comparison service maybe able to help you.
All you need to do is answer a few questions about your specific event insurance requirements online and this quick and easy comparison service will be able to help find you competitive cover. A panel of our trusted UK insurers will contact you to run through your exact needs and help insure your event how needed.
By working with experienced event insurance teams you can find public liability cover for your events whatever they may be. These can include fairs, fetes, barbecues, photoshoots, even multi events and much more, there is sure to be cover available. A full list of event types we include in this comparison can be found here and includes both indoor and outdoor events.
Get business insurance for your employees, volunteers, guests or members of the public as part of the cover for your event. Both property damage and events cancellation can also be covered so you can feel safe knowing that important equipment that is lost or damaged can be replaced and should the event be cancelled helped is at hand. Quotes can even cover professionally raised tiered seating, staging and marquees for your special event.
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