Can I leave it until the last minute?
It is recommended to arrange your insurance as early as possible — ideally as soon as your event plans begin and you start making bookings, paying deposits or committing to costs.
Technically, you can arrange some types of event insurance at the last minute, sometimes even on the day before your event. This is usually possible for standard public liability coverage. However, leaving it until the last minute carries risks:
If your policy includes cancellation/abandonment cover — which protects deposits, prepayments or large financial commitments, waiting could make you ineligible for these protections.
Some venues may require proof of insurance before confirming your booking. Not getting coverage in advance could cause delays or refusals.
Last-minute arrangements might limit your options or result in higher premiums.
In conclusion; don't wait for the last minute. Arrange your insurance as early as possible to ensure full coverage and peace of mind.
